Some actions you take may well affect your credit record and this in turn may affect your ability to obtain credit in the future.
Credit reference agencies collect and store financial information on individuals and pass this over to financial institutions so that they are better able to make decisions on whether or not to allow a potential customer credit
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The information provided in the Customer Advice section of our website is intended for general information purposes only. The information provided applies to England & Wales only, and is not a full statement of the law.