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7 tips for a healthy financial partnership
Our research shows that we are not open enough about finances with our partner. How do you strengthen your financial partnership? Here are our top tips…
- Talk openly about your finances. Many people don’t discuss money with their partner, or feel under pressure to spend money they don’t have.
- Make a joint budget so that you both know what income and expenses you have each month, and be open about outstanding loans and debts.
- Discuss what’s important to you when it comes to money and what your priorities will be. You may have different views on saving and spending, for example.
- Have your own buffer account for unforeseen expenses or gifts.
- Have a joint account for joint bills. This might include grocery shopping and energy payments but is also perfect for long-term plans such as travel or weddings.
- Agree on a clear distribution of responsibilities when it comes to contributing money to your joint expenses, paying bills and managing your finances.
- Invest in things together that have lasting value and match your priorities.
